Insurance

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

• Articles

  When to Self-Insure

  Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

  Insurance Needs Assessment: Married With Children

  When you’re married and have children, insurance needs will be different.

  When Does Your Personal Car Become a Commercial Vehicle?

  At what point can you call a personal vehicle commercial?

  Errors and Omissions Insurance

  E&O insurance is specifically designed to protect you, or your company, from the risk of a client’s dissatisfaction.

  Is Term Life Insurance for You?

  Term insurance is the simplest form of life insurance. Here's how it works.

  Protecting Your Business from the Loss of a Key Person

  Business owners may be able to protect themselves from the financial consequences of losing a key employee.

  View all articles

• Calculators

  Long-Term-Care Needs

  Determine your potential long-term care needs and how long your current assets might last.

  Lifetime of Earnings

  Estimate how much you have the potential to earn during your working years.

  Assess Your Life Insurance Needs

  This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

  Disability Income

  This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

  View all calculators

• Presentations

  Protecting Those Who Matter Most

  The importance of life insurance, how it works, and how much coverage you need.

  Long-Term-Care Protection Strategies

  The chances of needing long-term care, its cost, and strategies for covering that cost.

  View all presentations

• Videos

  Dog Bites and Homeowners Insurance

  Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

  Extended Care: A Patchwork of Possibilities

  What is your plan for health care during retirement?

  Stay Safe with a B.O.P. At Your Back

  Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

  Your DNA Test

  Preparing for the unexpected can make all the difference if your family relies on your income.

  The Other Sure Thing

  Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

  View all videos